Terms of Use

Last updated: [EFFECTIVE_DATE]

Draft. These terms are a working draft pending legal review and are not legal advice. Bracketed values are placeholders to be completed before publication.

1. Who we are

Finvenix (the "Service") is operated by [LEGAL_ENTITY], [ENTITY_ADDRESS] ("we", "us"). You can reach us at [CONTACT_EMAIL].

2. Not investment advice

Finvenix is an informational and portfolio-tracking tool. Nothing on the Service is investment, financial, tax, or legal advice, or a recommendation to buy, sell, or hold any asset. Content shared by other users reflects their own views and activity, not ours. Past performance does not guarantee future results. You are solely responsible for your investment decisions and should consult a licensed professional.

3. Eligibility & accounts

You must be at least 18 years old and able to form a binding contract. You are responsible for safeguarding your login credentials and for activity under your account. Keep your information accurate.

4. Your content and sharing

You own the content you create (diary entries, posts, comments, polls). By sharing content publicly or with friends through the Service's visibility settings, you grant us a limited license to host and display it for the purpose of operating the Service. Your data is private by default; you choose what to share.

5. Acceptable use

You agree not to:

post unlawful, abusive, misleading, or spam content;
attempt market manipulation (e.g. coordinated "pump and dump");
impersonate others or misrepresent your track record;
scrape, overload, or attempt to breach the Service or other users' privacy.

We may remove content or suspend accounts that violate these terms.

6. Third-party data

Prices, benchmarks, and other market data come from third-party providers and are provided "as is" without warranty of accuracy, completeness, or timeliness. Do not rely on them for trading decisions.

7. Disclaimers & liability

The Service is provided "as is" and "as available" without warranties of any kind. To the maximum extent permitted by law, we are not liable for any indirect, incidental, or consequential damages, or for investment losses arising from your use of the Service. Nothing limits liability that cannot be limited under applicable law.

8. Termination

You may stop using the Service and delete your account at any time. We may suspend or terminate access for breach of these terms or to comply with law.

9. Changes

We may update these terms. We will post the updated version with a new date and, for material changes, provide reasonable notice.

10. Governing law

These terms are governed by [GOVERNING_LAW], without regard to conflict-of-law rules.